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Home Buying 101 Hows Your Credit
By Brandon Cornett

Starting a home buying process means answering a lot of questions: How much of a mortgage can you afford? How are your cash reserves? How's your credit? What size house do you need?

The more questions you ask in advance, the smoother the process will be later on. So let's look, then, at one of the key questions from this list.

How's Your Credit?

As part of the home buying process, you need to take a good, hard look at your credit situation. Try to do this a few months before beginning your home search to prevent delays later on. Start by ordering copies of your credit report.

Credit reports are maintained by three credit agencies: Experian, Equifax and...
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